Take control of your finances
The Vine Grow your financial knowledge | | | | | | Cut your mortgage term in half. If your financial situation has evolved since you closed on your mortgage, consider refinancing to lower your interest rate by changing your term from a 30-year to a 15-year mortgage. | | | | | | Secured loans—which require collateral—might sound better than unsecured loans, but they aren't the right choice for everyone. Knowing the difference between the two can help you decide which type of loan is best for your situation. | | | | | | Is someone you love struggling to build credit? Adding them as an authorized user to your credit card can be mutually beneficial — they get to improve their credit while you reap additional credit card rewards. | | | | |
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